Many homeowners don’t realise: spray foam insulation can trap moisture, block ventilation, and lead to mould, rot & damp that you can’t see.

 When timbers decay, problems escalate fast. 

Act Now Before Damage Spreads

35%

35% of homes fitted with spray foam insulation had one or more defects.

1 in 4

Nearly 1 in 4 UK homes with spray foam insulation report moisture issues within five years of installation.

£175,000

79%

When surveyors inspected homes with spray foam, they found one or more divergence from the Sprayed Foam Inspection Protocol in 79% of properties.

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Why do mortgage lenders refuse properties with spray foam insulation?

Mortgage lenders are increasingly cautious because surveyors cannot inspect hidden roof timbers once spray foam is in place. This creates uncertainty over potential rot, damp or structural decay. In fact, around 25% of major UK lenders now reject spray foam properties outright. That’s why removal is often the only way to proceed with a mortgage or remortgage.

£150,000

25%

A quarter of the UK’s major mortgage lenders refuse to lend on properties with spray-foam insulation in the roof space.

£150,000

100,000

Is Yours One of the 100,000+ Homes Affected by Spray Foam Defects?

£150,000

250,000

Estimate of 250,000 properties may have had spray foam installed in the UK. 

13.5

%

13.5% NET income p.a.

Prices from just £175,000

£175,000

With fully underwritten returns and developer buy-back, this is a smarter way to grow your wealth.

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Is spray foam always dangerous? 

Not always - but surveys show over one-third of UK installations have serious defects, including trapped moisture, poor ventilation or hidden timber damage. Even if your foam looks fine, lenders usually won’t take the risk, meaning removal becomes necessary.

Will I really need to remove spray foam to sell my home? 

In most cases, yes. Surveyors frequently flag spray foam as a “red risk” and buyers are often refused a mortgage until it is removed. With an estimated 250,000+ UK homes affected, many sellers are stuck until proper removal and certification is completed. Removing the foam restores confidence, value and mortgageability.

How quickly can you remove it? 

In urgent cases (e.g. a failed mortgage survey) we can often start within 24 - 48 hours. Most loft removals take between 3 - 7 days, depending on property size and foam type. Acting fast avoids further delays in sales or financing. 

Many homeowners don’t realise that spray foam insulation can trap moisture, block ventilation, and lead to mould, rot & damp that you can’t see.

Learn what lenders look for, removal options, and typical costs - plus how to find a trusted, RICS-approved contractor in your area. 

With fully underwritten returns and developer buy-back, this is a smarter way to grow your wealth.

Limited to Cash Buyers Only.

We are specialists in professional spray foam removal, with many years’ experience, trained teams and full insurance 

Restore your home to what it should be. 

We follow all best practice and at all times we work cleanly, efficiently, and with minimal disruption 

Why do mortgage lenders refuse properties with spray foam insulation?

Mortgage lenders are increasingly cautious because surveyors cannot inspect hidden roof timbers once spray foam is in place. This creates uncertainty over potential rot, damp or structural decay. In fact, around 25% of major UK lenders now reject spray foam properties outright. That’s why removal is often the only way to proceed with a mortgage or remortgage.

Is spray foam always dangerous? 

Not always - but surveys show over one-third of UK installations have serious defects, including trapped moisture, poor ventilation or hidden timber damage. Even if your foam looks fine, lenders usually won’t take the risk, meaning removal becomes necessary.

Will I really need to remove spray foam to sell my home? 

In most cases, yes. Surveyors frequently flag spray foam as a “red risk” and buyers are often refused a mortgage until it is removed. With an estimated 250,000+ UK homes affected, many sellers are stuck until proper removal and certification is completed. Removing the foam restores confidence, value and mortgageability.

Is the removal process safe? 

Absolutely. Our trained teams use professional equipment, follow strict safety protocols, and ensure proper ventilation throughout. Unlike DIY or cheap removals, we protect your property from further damage and guarantee full clean-up.

How quickly can you remove it? 

In urgent cases (e.g. a failed mortgage survey) we can often start within 24–48 hours. Most loft removals take between 3–7 days, depending on property size and foam type. Acting fast avoids further delays in sales or financing.

35%

35% of homes fitted with spray foam insulation had one or more defects.

1 in 4

Nearly 1 in 4 UK homes with spray foam insulation report moisture issues within five years of installation. 

£175,000

79%

When surveyors inspected homes with spray foam, they found one or more divergence from the Sprayed Foam Inspection Protocol in 79% of properties.

£150,000

25%

A quarter of the UK’s major mortgage lenders refuse to lend on properties with spray-foam insulation in the roof space.

£150,000

100,000

Is Yours One of the 100,000+ Homes Affected by Spray Foam Defects?

£150,000

250,000

Estimate of 250,000 properties may have had spray foam installed in the UK.